How Much Does It Cost to Study and Live In Canada for Indian Students in 2025?

Canada has turned into one of the most preferred areas for Indian students due to its excellent schools, opportunities to work after studies, and a mix of different societies. But before packing your bags, it is very important to understand just how much cash you’ll be investing in things like school fees and everyday things.

In this blog, we check out what Indian students can normally pay for their education and learning in Canada in the next couple of years. Whether you are planning to study at the undergraduate, postgraduate, or diploma level. Making a budget will help you avoid any unexpected costs. However, if you are worried about the costly flight charges, then the Flyopedia platform will assist you in booking cheap flights from Toronto to Delhi easily.

Tuition Charges in Canada (2025 )

Most of your education and learning budget will be invested in tuition charges, as it depends on what is being studied, your schooling degree, and the institution you select.

• An undergraduate program in Canada for an Indian student can cost you between CAD 13,000 and CAD 38,000 annually. Researching, engineering, and medicine often tend to be more expensive than studying liberal arts.
• Depending on the size of the program and the university, a Master’s program might cost from CAD 20,000 to CAD 65,000.
• Investing CAD 40,000 to CAD 90,000 annually for an MBA is quite typical in top business institutions, depending on where you intend to study.
• The expense of obtaining a Ph.D. is less, as tuition fees can be as low as CAD 5,000 each year. Doctoral trainees are frequently assigned gratuities or research study work to support their financial requirements.

Cost of Living in Canada

 

Your living expenses can be really high or lower, depending on the location and way of living you choose. However, Indian students in Canada pay between CAD 12,000 and CAD 20,000 each year for their living expenses.

The rental charges and food prices can be more, if you live in cities such as Toronto or Vancouver. Winnipeg and Halifax are affordable as compared to various other smaller towns and smaller cities.

Below is a quick monthly charges distribution:

• Rental Charges & Utilities: CAD 700 to CAD 1500
• Groceries & Food Charges: CAD 250 to CAD 450
• Transportation Fees: CAD 80 to CAD 130
• Home entertainment & Miscellaneous Expenses: CAD 100 to CAD 200

 

Picking shared real estate or dorms might make your rent a lot less than a whole apartment. If you prepare your meals, you can normally conserve cash.

Other Expenses to Remember

In addition to paying for studying and accommodation, there are some added expenditures that Indian students must arrange for:

• College Application Fees: Prices can be anywhere from CAD 50 to CAD 150 per institution.
• Research Study Authorization Fee: You need to pay a CAD 150 fee when you request a Canadian student visa.
• GIC (Surefire Investment Certification): A great deal of students who use the SDS are expected to allot CAD 20,635 to spend for their living expenses during that university year.
• Health Insurance: International students in Canada are normally required by various districts to have health insurance. Moreover, the yearly price ranges from CAD 600 to CAD 1,000. Furthermore, you can expect about CAD 500 to CAD 1,000 per year to cover academic things, such as textbooks, laptops, and stationery.

City-Wise Expense Comparison

The budget plan you set largely depends on where you live:

• Staying in Toronto and Vancouver is more expensive than in other Canadian cities. Living expenditures such as rent might add to CAD 1,200 a month or more.
• The cities of Montreal and Ottawa are less expensive to stay in and have reliable public transport.
• Saskatoon and St. John’s are less expensive to reside in. However, there are not as many part-time jobs, and public transportation there. Additionally, where you live must fit your educational needs and your budget plan.
• At times of feeling of home-sickness, Flyopedia is there to help you by grabing cheap flights from Toronto to Delhi.

Part-Time Jobs for Indian Students

Canada lets students from other countries get a part-time job while they are studying. Since 2024, students have been enabled to help 24 hours a week throughout school terms and as long as they wish throughout college breaks.

 

• This can make managing your money much easier and help with your costs. The minimum wages in Canada are different in each province and goes from CAD 15 to CAD 19 an hour.
• Many students select to serve on campus, in stores, or as drivers, making shipments. Part-time earnings might not be spent on anything unimportant. However, it can help in making paying the expenses and other expenses a little bit simpler.

Scholarships and Financial Backing

Indian students have an opportunity to obtain scholarships or awards in Canada due to the fact that they are based upon value, outdoor participations, or financial resources. You should try to discover these scholarships ahead of time and make sure to apply as early as you can. Consider the Indian government’s offered scholarships for students wishing to study abroad.

Some common options consist of:

 

• Canadian Commonwealth Scholarship Program
• Ontario Graduate Scholarship (OGS)
• Vanier Canada Graduate Scholarships
• University-supported scholarships are offered at institutions like UBC, the University of Toronto, etc.

Conclusion

Attending school in Canada is very beneficial, but it requires mindful preparation of your finances. Moreover, checking out rates for rent, tuition, food, and transport allows Indian trainees to prepare in advance and make sense. Additionally, part-time jobs and offered scholarships can help you manage your costs. Canada gives you the chance to locate work and stay permanently after finishing your studies. If you require help with a student visa or a budget-friendly trip to Canada, you can find it at Flyopedia. We will help you in booking air tickets from Toronto to Delhi at lower rates.